Imagine being 22 while the world is collapsing

Ashley Embers
Ashley Embers
Make sure you check out Timeleft at https://bit.ly/4qKuE0B and try it for FREE for a month with my code ASHLEY before the end of February.

Spotify Podcast https://open.spotify.com/show/7JoJYDwbvKSodEsW28WYDK?si=R6NHAwH7S2Gg1XwENzOM3A
MERCH https://ashley-embers-shop.fourthwall.com/
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Time Stamps
00:00 - intro
02:28 - that costs how much?
11:03 - the jobpocalypse
19:02 - the loneli-less generation
23:46 - Timeleft
26:26 - where are you going to live?
32:25 - retirement not found
37:10 - final thoughts

References & Resources
The Extinction of Experience https://amzn.to/46T01xT
Gen Z’s Debt Is Way Worse Than Other Generations https://www.newsweek.com/gen-zs-debt-way-worse-other-generations-2081142
Study Reveals Gen Z Relies Heavily on Credit Cards to Handle Financial Emergencies https://www.parents.com/study-reveals-gen-z-relies-heavily-on-credit-cards-to-handle-financial-emergencies-11798178
Salary Trends 2025-26 https://www.eca-international.com/insights/blog/november-2025/salary-trends-2025-26#:~:text=ECA%27s%20latest%20Salary%20Trends%20Survey,year%20of%20real%20wage%20rises.%5C
Are wages keeping up with inflation? https://usafacts.org/answers/are-wages-keeping-up-with-inflation/country/united-states/
Is Your Salary Competitive? https://www.investopedia.com/is-your-salary-competitive-average-earnings-by-age-group-11879138#:~:text=What%27s%20the%20Median%20Salary%20for,1
Gen Z believes their best chance of retirement means working two jobs https://www.investmentnews.com/retirement-planning/gen-z-believes-their-best-chance-of-retirement-means-working-two-jobs-cutting-spending/264763
The Entry-Level Hiring Crisis Is Getting Worse In 2026 https://www.forbes.com/sites/colleenbatchelder/2026/01/05/the-entry-level-hiring-crisis-is-getting-worse-in-2026/
The Rise of Contracting https://www.csgtalent.com/insights/blog/the-rise-of-contracting--why-businesses-are-turning-to-contractors/
Employee Misclassification Penalties https://www.deel.com/blog/employee-misclassification-penalties/
Gen-Z, The Loneliness Epidemic https://www.forbes.com/sites/kianbakhtiari/2023/07/28/gen-z-the-loneliness-epidemic-and-the-unifying-power-of-brands/
Gen Z Are So Lonely They’re Posting Friendship Applications on Facebook https://www.vice.com/en/article/friendship-applications-gen-z-loneliness/
Gen Z, millennials more likely to cut down on screen time than older generations https://nypost.com/2026/01/08/lifestyle/gen-z-millennials-are-more-likely-to-digitally-unplug-than-older-generations/
First-Time Home Buyer Share Falls to Historic Low of 21% https://www.nar.realtor/newsroom/first-time-home-buyer-share-falls-to-historic-low-of-21-median-age-rises-to-40
Born into crisis, gen Z is saving for retirement like no other generation https://www.theguardian.com/business/2025/jul/06/gen-z-saving-retirement-employers
Retirement readiness trends https://www.empower.com/the-currency/work/retirement-readiness-trends-research
Gen Z is saving for retirement better than millennials https://www.theglobeandmail.com/investing/personal-finance/retirement/article-retirement-savings-gen-z-canadians/?login=true

Contact Me
My name is ashley, if you didn't know ;)
https://www.instagram.com/ashley_embers_
Email: hello@embersash.com
Business Inquiries: ashleyembers@sparkmedia.la

🎵 Copyrighted music licensed from Lickd. https://lickd.co
I Will Survive by Gloria Gaynor, https://t.lickd.co/l/4EaLpwvDak7

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#genz #genzfuture #debt #retirement #jobmarket #genzwork #homeowner #AI #videoessay #motherhoodinprogress
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